Maine property tax calculator
Homeowners in Maine pay a median of $3,036 each year. This equals 1.02% of the $296,600 median home value.
An estimate, rather than a bill, is all this provides. Your county assessor determines your value, although some states use an appraisal district for this role. Local taxing units set the rates. Check with your county before paying or filing a protest.
Typical bill and property tax rate in Maine
Maine's tax rate is higher than the US rate of 0.94%. County rates across Maine range from 0.82% in Hancock County to 1.17% in Knox County. The figures are medians for owner-occupied homes drawn from the Census American Community Survey 5-year estimates for 2020 to 2024.
Annual tax bills for common home values in Maine
| Home value | State median rate, 1.02% | Hancock County, 0.82% | Knox County, 1.17% |
|---|---|---|---|
| $200,000 | $2,040 | $1,640 | $2,340 |
| $300,000 | $3,060 | $2,460 | $3,510 |
| $400,000 | $4,080 | $3,280 | $4,680 |
| $500,000 | $5,100 | $4,100 | $5,850 |
The effective rate multiplies the home value. The lowest county rate in Maine is in Hancock County, while Knox County has the highest; your county's rate is used in the calculator.
Property tax rates for Maine counties
- under 0.96%
- 0.96% to 1.04%
- 1.04% to 1.04%
- 1.04% to 1.12%
- 1.12% and up
| County | Effective rate | Median yearly tax | Median home value |
|---|---|---|---|
| Androscoggin County | 1.16% | $2,940 | $252,800 |
| Aroostook County | 1.12% | $1,672 | $149,700 |
| Cumberland County | 1.04% | $4,707 | $451,200 |
| Franklin County | 1.04% | $2,027 | $194,700 |
| Hancock County | 0.82% | $2,561 | $310,400 |
| Kennebec County | 1.09% | $2,605 | $238,200 |
| Knox County | 1.17% | $3,786 | $324,900 |
| Lincoln County | 0.85% | $2,828 | $332,700 |
| Oxford County | 0.99% | $2,162 | $217,300 |
| Penobscot County | 1.16% | $2,481 | $214,100 |
| Piscataquis County | 0.90% | $1,537 | $170,200 |
| Sagadahoc County | 1.04% | $3,470 | $333,300 |
| Somerset County | 1.08% | $1,798 | $166,900 |
| Waldo County | 1.04% | $2,684 | $257,700 |
| Washington County | 1.04% | $1,683 | $161,800 |
| York County | 0.96% | $3,787 | $395,700 |
The Census American Community Survey 2020 to 2024 provides median real estate taxes paid under table B25103 and median home value under table B25077 for owner-occupied homes. Divide the median tax by the median value to get the effective rate. Download every county as a CSV file.
The homestead exemption in Maine
Homestead Property Tax Exemption. Your home's value is reduced by up to $25,000, with the local certified ratio applied to that reduction. To qualify, you must have owned a Maine home throughout the 12 months before applying and be a permanent resident of Maine.
How to apply: Submit the Homestead Property Tax Exemption Application to your local municipal assessor. After approval, the exemption continues as long as ownership and residency do not change.
Filing deadline: April 1. A form filed after April 1 applies to the tax assessment for the following year.
Listed source: maine.gov
Appealing a property tax assessment in Maine
APPEAL BYThe deadline is the deadline is 60 days after notice of the decision.
Begin by asking the local assessors for an abatement. After they refuse, send a written request to the municipal board of assessment review. The deadline is 60 days after either notice of the decision or the date the request is deemed denied. Any later appeal goes before Superior Court.
First hearing: Once the local assessor or municipal officers deny an abatement, the matter reaches the municipal board of assessment review, if one exists.
Listed source: legislature.maine.gov
Due dates for property taxes in Maine
Union, for example, sends one bill each year with payments due November 15 and May 15, although other towns select their own dates.
Source: union.maine.gov
Assistance for older homeowners in Maine
Maine provides a statewide deferral rather than an exemption. The State pays the homestead taxes of participating homeowners, with up to two years of delinquent taxes included. The deferred taxes and interest are repaid later. For each year, you can file from January 1 through April 1.
Source: maine.gov
The disabled veteran exemption in Maine
Under State law, $6,000 is exempt from a home's just value for certain veterans. A veteran must have served during a war period and be 62 or older, or be 100% disabled. Recipients of specially adapted housing grants are eligible for a $50,000 exemption. Send your application to the local assessor no later than April 1.
Source available at maine.gov
Property tax relief for homeowners with disabilities
If you are a Maine resident whom an eye care professional certifies as legally blind, you are eligible for a $4,000 reduction in your property's valuation.
Source: waterville-me.gov
How homes are valued in Maine
Local assessed values form the basis for property taxes and may differ from market values. The local certified ratio shows the percentage difference between assessed and market values. It also adjusts the homestead exemption.
Source: maine.gov
Other Maine property tax rules to know
- Claim the State Property Tax Fairness Credit on your Maine income tax return for the year you paid the property tax or rent. Use Form 1040ME with Schedule PTFC/STFC. According to the City of Waterville, the credit has increased to $2,000.
- Cumberland County reports that the State supplemental budget for 2026-2027 changed the programs for Homestead, Veteran, and Blind exemptions. The local office cumberlandcountyme.gov reported on April 14, 2026, that Maine Revenue Services would release new guidance and forms.
- Property tax does not apply to renewable energy equipment, including solar panels, starting April 1, 2020. To request the exemption, you must apply by April 1 during the first year you ask for it.
Sources for these rules: waterville-me.gov; cumberlandcountyme.gov (a local office).
Comparing Maine with other states
View where the Maine rate ranks among all states in the state rate table, find homestead exemption eligibility elsewhere, or check each state's appeal deadline.