New York property tax calculator
The median amount paid yearly by New York homeowners is $6,582, or 1.55% of the median value of $423,800.
This is an estimate, not your bill. Local taxing units determine the rates, while your county assessor, or appraisal district in some states, determines your value. Check with your county before paying or filing a protest.
Property tax rates and typical bills in New York
New York has a higher rate than the US figure of 0.94%. County rates across New York range from 0.70% in Kings County to 2.92% in Allegany County. The 2020 to 2024 medians for owner-occupied homes come from the Census American Community Survey 5-year estimates.
In New York: yearly bill for common home values
| Home value | State median rate, 1.55% | Kings County, 0.70% | Allegany County, 2.92% |
|---|---|---|---|
| $200,000 | $3,100 | $1,400 | $5,840 |
| $300,000 | $4,650 | $2,100 | $8,760 |
| $400,000 | $6,200 | $2,800 | $11,680 |
| $500,000 | $7,750 | $3,500 | $14,600 |
Multiply the home value by the effective rate. Kings County has New York's lowest county rate, while Allegany County has the highest. Your county's rate is used in the calculator.
Property tax rates for each New York county
- under 1.51%
- 1.51% to 1.97%
- 1.97% to 2.19%
- 2.19% to 2.41%
- 2.41% and up
New York's highest rates
| County | Effective rate | Median yearly tax |
|---|---|---|
| Allegany County | 2.92% | $2,968 |
| Orleans County | 2.71% | $3,823 |
| Cattaraugus County | 2.65% | $2,991 |
| Monroe County | 2.63% | $5,616 |
| Cortland County | 2.56% | $4,149 |
New York's lowest rates
| County | Effective rate | Median yearly tax |
|---|---|---|
| Kings County | 0.70% | $6,382 |
| Queens County | 0.87% | $6,297 |
| New York County | 0.92% | $10,001 |
| Richmond County | 0.93% | $6,247 |
| Hamilton County | 1.00% | $2,597 |
Every New York county from A to Z: all 62
| County | Effective rate | Median yearly tax | Median home value |
|---|---|---|---|
| Albany County | 1.76% | $5,200 | $294,600 |
| Allegany County | 2.92% | $2,968 | $101,700 |
| Bronx County | 1.03% | $5,447 | $529,500 |
| Broome County | 2.52% | $3,902 | $154,900 |
| Cattaraugus County | 2.65% | $2,991 | $113,100 |
| Cayuga County | 2.19% | $3,740 | $171,000 |
| Chautauqua County | 2.27% | $2,901 | $127,900 |
| Chemung County | 2.45% | $3,451 | $141,100 |
| Chenango County | 2.26% | $3,120 | $137,900 |
| Clinton County | 2.00% | $3,606 | $180,600 |
| Columbia County | 1.40% | $4,852 | $347,100 |
| Cortland County | 2.56% | $4,149 | $162,100 |
| Delaware County | 1.72% | $3,145 | $183,100 |
| Dutchess County | 1.89% | $7,562 | $400,600 |
| Erie County | 1.98% | $4,622 | $233,800 |
| Essex County | 1.47% | $3,119 | $211,900 |
| Franklin County | 1.68% | $2,440 | $145,400 |
| Fulton County | 2.06% | $3,364 | $163,100 |
| Genesee County | 2.41% | $4,113 | $170,500 |
| Greene County | 1.49% | $4,056 | $271,600 |
| Hamilton County | 1.00% | $2,597 | $260,200 |
| Herkimer County | 2.10% | $3,107 | $147,700 |
| Jefferson County | 1.54% | $2,899 | $188,200 |
| Kings County | 0.70% | $6,382 | $905,000 |
| Lewis County | 1.62% | $2,688 | $166,100 |
| Livingston County | 2.46% | $4,286 | $174,600 |
| Madison County | 2.27% | $4,181 | $184,600 |
| Monroe County | 2.63% | $5,616 | $213,700 |
| Montgomery County | 2.46% | $3,872 | $157,500 |
| Nassau County | at least 1.46% | over $10,000 | $684,700 |
| New York County | at least 0.92% | over $10,000 | $1,090,500 |
| Niagara County | 2.19% | $4,155 | $189,800 |
| Oneida County | 2.02% | $3,690 | $182,600 |
| Onondaga County | 2.44% | $4,880 | $200,200 |
| Ontario County | 2.05% | $4,565 | $222,900 |
| Orange County | 2.19% | $8,494 | $387,900 |
| Orleans County | 2.71% | $3,823 | $140,800 |
| Oswego County | 2.40% | $3,646 | $151,700 |
| Otsego County | 1.70% | $3,041 | $179,100 |
| Putnam County | at least 2.12% | over $10,000 | $471,300 |
| Queens County | 0.87% | $6,297 | $723,800 |
| Rensselaer County | 2.05% | $5,301 | $258,400 |
| Richmond County | 0.93% | $6,247 | $675,500 |
| Rockland County | at least 1.68% | over $10,000 | $596,900 |
| Saratoga County | 1.40% | $4,875 | $348,600 |
| Schenectady County | 2.36% | $5,568 | $235,700 |
| Schoharie County | 2.03% | $3,914 | $192,500 |
| Schuyler County | 1.97% | $3,390 | $171,800 |
| Seneca County | 2.19% | $3,403 | $155,400 |
| St. Lawrence County | 2.33% | $2,844 | $121,900 |
| Steuben County | 2.46% | $3,386 | $137,900 |
| Suffolk County | at least 1.73% | over $10,000 | $578,400 |
| Sullivan County | 2.00% | $4,969 | $249,000 |
| Tioga County | 2.33% | $3,751 | $160,800 |
| Tompkins County | 2.24% | $6,515 | $290,900 |
| Ulster County | 1.77% | $6,238 | $352,500 |
| Warren County | 1.47% | $3,936 | $267,400 |
| Washington County | 2.01% | $3,946 | $196,200 |
| Wayne County | 2.50% | $4,250 | $170,000 |
| Westchester County | at least 1.51% | over $10,000 | $663,200 |
| Wyoming County | 2.25% | $3,650 | $162,300 |
| Yates County | 1.88% | $3,477 | $184,700 |
For owner-occupied homes, table B25103 shows median real estate taxes paid, while table B25077 shows median value, based on Census American Community Survey 2020 to 2024. Calculate the effective rate by dividing the median tax by the median value. Download all county data as a CSV file.
Homestead exemptions in New York
New York does not offer a general statewide homestead exemption. Most exemptions are local options. Each municipality, county, or school district sets its own. STAR gives eligible homeowners a partial exemption. Find out which exemptions apply by asking your local assessor.
How to apply: Contact your local assessor to find out which exemptions are available where you live.
Information from: New York State Department of Taxation and Finance
Appealing a property tax assessment in New York: steps
APPEAL BYGrievance Day usually falls on the fourth Tuesday in May, so confirm the date with your assessor. Within NYC, class 1 has a March 15 deadline, while classes 2, 3 and 4 have March 1
Your first step outside NYC is to file a grievance with your municipality. This usually happens on Grievance Day. For judicial review after that, you may use Small Claims Assessment Review (SCAR), or file for tax certiorari in State Supreme Court.
Municipal-level administrative review takes place at the first hearing through the grievance process. NYC homeowners take their appeals to the NYC Tax Commission.
Information from: New York State Department of Taxation and Finance
Due dates for New York property taxes
Each area sets its own dates, so there is no statewide due date. In most communities, early September brings mailed school tax bills, and early January brings mailed town and county bills. Payment deadlines differ by district and municipality.
Information from: New York State Department of Taxation and Finance
Relief options for older New York homeowners
New York law gives counties, school districts, cities, towns, and villages the option to reduce the taxable assessment of a qualifying 65-and-older homeowner's home by up to 50%. Localities set maximum income limits from $3,000 to $50,000.
Information from: New York State Department of Taxation and Finance
The New York exemption for disabled veterans
A full property tax exemption may be offered by counties, school districts, cities, towns, or villages for a veteran's primary residence when the VA considers the veteran permanently and totally disabled from military service.
Information from: New York State Department of Taxation and Finance
Help for homeowners with disabilities
The Rochester disability exemption (RP-459-c) applies to owner-occupants who receive specific disability benefits or are legally blind. The exemption covers City, School and Monroe County taxes. Household income in the previous year must be $58,400 or less.
Local source: cityofrochester.gov. Rules can differ by county.
How your New York home is valued
Assessments do not always equal 100% of market value. If a municipality assesses homes below that level, divide your assessment by its assessment level to find the assessor's estimate of market value.
Information from: New York State Department of Taxation and Finance
Other New York property tax rules to know
- Local taxing jurisdictions choose whether to offer most New York property tax exemptions. Homeowners should ask their local assessor what exemptions are available where they live.
- Any exemption a Rochester homeowner may qualify for has to be applied for by February 1, 2027. cityofrochester.gov, a local office. For the city's Bureau of Assessment, call the hotline at 585-428-6994.
- In NYC, the Senior Citizen Homeowners' Exemption (SCHE) applies to owners aged 65 or older whose income is $58,399 or less. It lowers assessed value by up to 50%. The filing deadline is March 15.
Sources for these rules: New York State Department of Taxation and Finance; cityofrochester.gov (a local office); nyc.gov.
Compare New York and other states
See where the New York rate stands compared with every state in the rates by state table, review homestead exemption eligibility elsewhere, or look up each state's appeal deadline.