Maryland property tax calculator
Homeowners in Maryland pay $4,093 each year at the median, which equals 0.97% of a $419,900 median home value.
This is an estimate, not a bill. Your value is set by your county assessor, or an appraisal district in some states, while your local taxing units set the rates. Contact your county for confirmation before you pay or protest.
Property tax rate and typical bill in Maryland
Maryland's rate is higher than the US figure of 0.94%. County rates across Maryland range from 0.65% in Talbot County to 1.46% in Baltimore city. For owner-occupied homes, these median figures come from the Census American Community Survey 5-year estimates covering the years 2020 to 2024.
Maryland common home values and their yearly bills
| Home value | State median rate, 0.97% | Talbot County, 0.65% | Baltimore city, 1.46% |
|---|---|---|---|
| $200,000 | $1,940 | $1,300 | $2,920 |
| $300,000 | $2,910 | $1,950 | $4,380 |
| $400,000 | $3,880 | $2,600 | $5,840 |
| $500,000 | $4,850 | $3,250 | $7,300 |
Multiply the home value by the effective rate. Maryland's lowest county rate is in Talbot County, and its highest is in Baltimore city. The calculator applies your county's rate.
Property tax rates for Maryland counties
- under 0.84%
- 0.84% to 0.86%
- 0.86% to 0.91%
- 0.91% to 1.06%
- 1.06% and up
Maryland's highest rates
| County | Effective rate | Median yearly tax |
|---|---|---|
| Baltimore city | 1.46% | $3,354 |
| Howard County | 1.17% | $6,987 |
| Prince George's County | 1.12% | $4,771 |
| Baltimore County | 1.07% | $3,736 |
| Allegany County | 1.06% | $1,636 |
Maryland's lowest rates
| County | Effective rate | Median yearly tax |
|---|---|---|
| Talbot County | 0.65% | $2,647 |
| Worcester County | 0.73% | $2,738 |
| Garrett County | 0.78% | $1,836 |
| Queen Anne's County | 0.78% | $3,623 |
| Washington County | 0.84% | $2,481 |
The 24 Maryland counties listed from A to Z
| County | Effective rate | Median yearly tax | Median home value |
|---|---|---|---|
| Allegany County | 1.06% | $1,636 | $154,900 |
| Anne Arundel County | 0.85% | $3,957 | $467,900 |
| Baltimore County | 1.07% | $3,736 | $349,300 |
| Baltimore city | 1.46% | $3,354 | $229,600 |
| Calvert County | 0.84% | $3,885 | $460,200 |
| Caroline County | 0.90% | $2,619 | $290,100 |
| Carroll County | 0.91% | $3,934 | $434,000 |
| Cecil County | 0.89% | $3,068 | $343,400 |
| Charles County | 1.01% | $4,339 | $428,500 |
| Dorchester County | 0.94% | $2,456 | $262,400 |
| Frederick County | 0.99% | $4,584 | $464,600 |
| Garrett County | 0.78% | $1,836 | $235,300 |
| Harford County | 0.89% | $3,448 | $386,400 |
| Howard County | 1.17% | $6,987 | $597,900 |
| Kent County | 0.91% | $3,025 | $330,900 |
| Montgomery County | 0.86% | $5,539 | $640,300 |
| Prince George's County | 1.12% | $4,771 | $426,000 |
| Queen Anne's County | 0.78% | $3,623 | $462,700 |
| Somerset County | 0.92% | $1,591 | $173,200 |
| St. Mary's County | 0.84% | $3,424 | $407,600 |
| Talbot County | 0.65% | $2,647 | $409,700 |
| Washington County | 0.84% | $2,481 | $296,100 |
| Wicomico County | 0.85% | $2,171 | $254,700 |
| Worcester County | 0.73% | $2,738 | $374,700 |
For owner-occupied homes, table B25103 gives median real estate taxes paid, and table B25077 gives median value. Source: Census American Community Survey 2020 to 2024. Divide the median tax by the median value to get the effective rate. Download every county in a CSV file.
Homestead exemption in Maryland
Homestead Tax Credit (Homestead Property Tax Credit). This credit applies to your one principal residence. It covers the part of an assessment increase that exceeds the 10% cap, or any lower local cap. Market value is not limited by it, and it appears on bills only once the increase passes the cap.
To apply, file once online through Maryland One Stop using the Homestead Tax Credit Eligibility Application. You can also mail the paper form to the Homestead Tax Credit Division at SDAT, 700 East Pratt Street, Baltimore. Faxing it to 410-225-9344 is allowed.
Information from dat.maryland.gov.
How to appeal a property tax assessment in Maryland
APPEAL BYThe deadline is 45 days from the notice date. For a PTAAB appeal, act within 30 days after the Supervisor's final notice
A reassessment can be appealed online using the control number on your notice. You may also send the paper form back to your local assessment office. When you disagree with the Supervisor's decision, send your appeal to PTAAB within 30 days after the final notice.
The first hearing is at the Supervisor of Assessments level, handled by the local assessment office. After that comes the Property Tax Assessment Appeal Board (PTAAB) for your jurisdiction.
Information from: dat.maryland.gov
Maryland property tax due dates
Maryland property taxes are due on July 1 without interest. They become overdue on October 1, and interest starts accumulating after that date. Principal residences may split the payment into two installments, one due September 30 and the other December 31.
Information from: dat.maryland.gov
The Maryland disabled veteran exemption
Maryland provides a statewide real property tax exemption for the dwelling and surrounding yard of veterans with a VA-rated 100% service-connected, permanent and total disability.
Information from: veterans.maryland.gov
How Maryland sets a home's value
Each home is reassessed at its current market value. Every three years, owners normally receive a Notice of Assessment that lists old and new market values.
Information from: dat.maryland.gov
Caps on annual increases
Every county and municipality must keep annual increases to a principal residence's taxable assessment at 10% or less. When the state calculates its own homestead credit, it applies the 10% limit.
Information from: dat.maryland.gov
Other Maryland property tax rules to know
- An assessment appeal can be filed within 60 days after the transfer when you buy a property with a transfer date between January 1 and June 30. Recording the deed with local land records is required.
- Keeping the homestead credit requires the home to be your principal residence. You must have lived there for at least six months of the year, a period that includes July 1. This credit applies to only one of your properties.
- Within 30 days after the Central Office makes a final Homestead Tax Credit denial, you may appeal to the Property Tax Assessment Appeal Board serving the property's location.
- A disagreement with the Property Tax Assessment Appeals Board's decision allows you to appeal the case to the Maryland Tax Court. The appeal must be filed within 30 days of the PTAAB order date.
Sources for these rules: dat.maryland.gov; dat.maryland.gov.
How Maryland compares with other states
The property tax rates by state table shows how Maryland compares with every state. Check homestead exemption eligibility elsewhere, or find appeal deadlines for each state.