Tennessee property tax calculator
The median Tennessee homeowner pays $1,442 a year, which is 0.50% of the median home value of $286,700.
This is an estimate, not a bill. Your county assessor sets your value, or an appraisal district in some states; local taxing units set the rates. Before paying or protesting, check with your county.
Typical bill and property tax rate in Tennessee
The Tennessee rate sits below the US figure of 0.94%. County rates across Tennessee run from 0.28% in Sevier County up to 0.97% in Shelby County. These numbers are medians for owner-occupied homes. They come from the Census American Community Survey 5-year estimates covering 2020 to 2024.
Yearly bill at common home values in Tennessee
| Home value | State median rate, 0.50% | Sevier County, 0.28% | Shelby County, 0.97% |
|---|---|---|---|
| $200,000 | $1,000 | $560 | $1,940 |
| $300,000 | $1,500 | $840 | $2,910 |
| $400,000 | $2,000 | $1,120 | $3,880 |
| $500,000 | $2,500 | $1,400 | $4,850 |
Multiply the home value by the effective rate. Shelby County has the highest county rate in Tennessee and Sevier County the lowest; the calculator applies the rate for your own county.
Property tax rates by county in Tennessee
- rates below 0.41%
- 0.41% to 0.45%
- 0.45% to 0.48%
- 0.48% to 0.54%
- 0.54% and above
Tennessee's highest rates
| County | Effective rate | Median yearly tax |
|---|---|---|
| Shelby County | 0.97% | $2,429 |
| Lake County | 0.67% | $653 |
| Gibson County | 0.66% | $1,039 |
| Dyer County | 0.63% | $1,047 |
| Hardeman County | 0.63% | $764 |
Tennessee's lowest rates
| County | Effective rate | Median yearly tax |
|---|---|---|
| Sevier County | 0.28% | $824 |
| Cumberland County | 0.29% | $730 |
| Fentress County | 0.32% | $535 |
| Loudon County | 0.33% | $1,162 |
| Fayette County | 0.34% | $1,140 |
Every Tennessee county, 95 in all, A to Z
| County | Effective rate | Median yearly tax | Median home value |
|---|---|---|---|
| Anderson County | 0.54% | $1,289 | $239,400 |
| Bedford County | 0.48% | $1,345 | $281,200 |
| Benton County | 0.48% | $738 | $153,600 |
| Bledsoe County | 0.36% | $688 | $189,400 |
| Blount County | 0.45% | $1,453 | $320,500 |
| Bradley County | 0.45% | $1,187 | $261,900 |
| Campbell County | 0.37% | $691 | $186,500 |
| Cannon County | 0.43% | $1,073 | $252,000 |
| Carroll County | 0.58% | $821 | $142,400 |
| Carter County | 0.51% | $864 | $168,200 |
| Cheatham County | 0.47% | $1,582 | $338,700 |
| Chester County | 0.52% | $856 | $164,400 |
| Claiborne County | 0.49% | $777 | $159,900 |
| Clay County | 0.56% | $769 | $136,400 |
| Cocke County | 0.57% | $898 | $158,100 |
| Coffee County | 0.57% | $1,407 | $246,800 |
| Crockett County | 0.58% | $930 | $158,900 |
| Cumberland County | 0.29% | $730 | $250,500 |
| Davidson County | 0.60% | $2,506 | $417,400 |
| DeKalb County | 0.35% | $824 | $235,500 |
| Decatur County | 0.46% | $644 | $139,600 |
| Dickson County | 0.47% | $1,431 | $306,400 |
| Dyer County | 0.63% | $1,047 | $166,400 |
| Fayette County | 0.34% | $1,140 | $340,800 |
| Fentress County | 0.32% | $535 | $168,200 |
| Franklin County | 0.53% | $1,246 | $236,900 |
| Gibson County | 0.66% | $1,039 | $156,900 |
| Giles County | 0.42% | $989 | $234,300 |
| Grainger County | 0.48% | $901 | $189,200 |
| Greene County | 0.43% | $890 | $207,500 |
| Grundy County | 0.38% | $586 | $154,000 |
| Hamblen County | 0.41% | $862 | $210,900 |
| Hamilton County | 0.61% | $1,925 | $312,800 |
| Hancock County | 0.45% | $599 | $134,500 |
| Hardeman County | 0.63% | $764 | $121,700 |
| Hardin County | 0.41% | $658 | $160,400 |
| Hawkins County | 0.54% | $956 | $176,300 |
| Haywood County | 0.63% | $952 | $152,400 |
| Henderson County | 0.48% | $794 | $164,800 |
| Henry County | 0.44% | $705 | $160,200 |
| Hickman County | 0.46% | $1,038 | $224,100 |
| Houston County | 0.54% | $929 | $172,700 |
| Humphreys County | 0.48% | $921 | $193,400 |
| Jackson County | 0.46% | $710 | $155,500 |
| Jefferson County | 0.43% | $978 | $229,300 |
| Johnson County | 0.40% | $710 | $178,600 |
| Knox County | 0.43% | $1,367 | $320,900 |
| Lake County | 0.67% | $653 | $97,900 |
| Lauderdale County | 0.59% | $844 | $143,200 |
| Lawrence County | 0.53% | $1,021 | $194,400 |
| Lewis County | 0.47% | $824 | $173,400 |
| Lincoln County | 0.45% | $1,038 | $229,700 |
| Loudon County | 0.33% | $1,162 | $348,000 |
| Macon County | 0.39% | $874 | $225,700 |
| Madison County | 0.56% | $1,185 | $211,800 |
| Marion County | 0.43% | $833 | $195,200 |
| Marshall County | 0.48% | $1,346 | $279,800 |
| Maury County | 0.45% | $1,588 | $355,700 |
| McMinn County | 0.35% | $748 | $211,800 |
| McNairy County | 0.38% | $619 | $161,800 |
| Meigs County | 0.39% | $693 | $180,000 |
| Monroe County | 0.41% | $934 | $227,500 |
| Montgomery County | 0.61% | $1,697 | $280,200 |
| Moore County | 0.45% | $1,288 | $285,300 |
| Morgan County | 0.52% | $871 | $166,300 |
| Obion County | 0.52% | $690 | $133,600 |
| Overton County | 0.39% | $669 | $173,200 |
| Perry County | 0.53% | $675 | $126,900 |
| Pickett County | 0.41% | $728 | $178,500 |
| Polk County | 0.50% | $856 | $169,900 |
| Putnam County | 0.48% | $1,363 | $282,500 |
| Rhea County | 0.43% | $894 | $206,000 |
| Roane County | 0.53% | $1,223 | $232,900 |
| Robertson County | 0.47% | $1,577 | $335,000 |
| Rutherford County | 0.48% | $1,839 | $382,600 |
| Scott County | 0.51% | $632 | $124,900 |
| Sequatchie County | 0.45% | $1,051 | $232,600 |
| Sevier County | 0.28% | $824 | $299,000 |
| Shelby County | 0.97% | $2,429 | $249,100 |
| Smith County | 0.47% | $1,136 | $243,800 |
| Stewart County | 0.46% | $939 | $204,700 |
| Sullivan County | 0.58% | $1,234 | $213,300 |
| Sumner County | 0.51% | $1,987 | $393,100 |
| Tipton County | 0.50% | $1,211 | $240,600 |
| Trousdale County | 0.34% | $1,166 | $337,600 |
| Unicoi County | 0.52% | $994 | $189,600 |
| Union County | 0.37% | $752 | $204,000 |
| Van Buren County | 0.43% | $693 | $159,200 |
| Warren County | 0.42% | $805 | $192,900 |
| Washington County | 0.52% | $1,302 | $249,000 |
| Wayne County | 0.49% | $635 | $130,700 |
| Weakley County | 0.48% | $729 | $151,200 |
| White County | 0.40% | $838 | $207,200 |
| Williamson County | 0.40% | $3,004 | $751,900 |
| Wilson County | 0.42% | $1,787 | $428,000 |
Owner-occupied home figures include taxes paid and home values. Table B25103 gives median real estate taxes paid, and table B25077 gives median value, based on Census American Community Survey 2020 through 2024 data. The effective rate comes from dividing the median tax by the median value. Download all counties in CSV format.
Homestead exemption in Tennessee
Tennessee Property Tax Relief Program. For qualifying homeowners who are low-income and elderly or disabled, and for disabled veteran homeowners, the state reimburses part or all of their property taxes. Because this is not an exemption, you still receive a tax bill and must pay it. Only your primary residence qualifies for relief.
How to apply: Get an application from either your county trustee's office or the office of your city collecting official, then submit it there.
Source: comptroller.tn.gov
Appealing a property tax assessment in Tennessee
APPEAL BYFor a State Board appeal, the deadline is the later of August 1 in the tax year and 45 days after the county board sent its notice
You generally must first appeal a disputed assessment to the county board of equalization, and you reach that board through your county assessor. You can file another appeal with the State Board of Equalization. The deadline is the later of August 1 in the tax year and 45 days after the local board's action notice was sent.
A County board of equalization holds the first hearing.
Source: comptroller.tn.gov
Due dates for Tennessee property taxes
On the first Monday in October, property taxes for the current year become due and payable. Interest-free payments are allowed through the last day of February; the preceding year's taxes become delinquent on March 1.
Source: comptroller.tn.gov
Exemption for disabled veterans in Tennessee
State property tax relief may apply to disabled veterans who own their home and use it as a primary residence. Among the qualifying conditions are paraplegia, loss of use in two or more limbs, legal blindness, and a permanent and total service-connected disability. The maximum market value used to calculate relief is $175,000.
Source: tn.gov
Support for disabled homeowners
The state reimburses local property taxes for homeowners with low incomes who are elderly or disabled. For calendar year 2020, combined income for all owners and the spouse cannot exceed $31,190. The applicant must live in the home and own it.
Source: nashville.gov, a local office; county rules may differ.
How your home gets valued in Tennessee
State law sets residential assessments at 25% of appraised value. Homes are appraised by the county property assessor. Real property is revalued on a county cycle of 4, 5, or 6 years, and the assessment date is January 1.
Source: comptroller.tn.gov
Other Tennessee property tax rules to know
- If the county board's decision does not match your view, you can file an appeal with the State Board of Equalization. The filing deadline is the later of August 1 of the tax year and 45 days from the date the county notice was sent.
- Pending an appeal, you still owe at least the undisputed part of your taxes, which must be paid before the delinquency date. You must also pay any delinquent prior-year taxes; otherwise, the appeal may be delayed or dismissed.
- If taxes on a property are delinquent, that property can be auctioned at a tax sale. Although the sale is final, the owner may redeem the property within one year. Information:
Sources for these rules: comptroller.tn.gov and nashville.gov, which is a local office.
Compare Tennessee against other states
The property tax rates by state table shows where the Tennessee rate ranks among every state. You can also see who qualifies for homestead exemption elsewhere, or find each state's appeal deadline.