New Jersey property tax calculator
Each year, homeowners in New Jersey pay a median of $9,590, equal to 2.11% of the $454,400 median home value.
This figure gives you an estimate, not a bill. Your value is set by your county assessor, or by an appraisal district in some states; your local taxing units set the rates. Check with your county before you pay the bill or protest it.
Typical bills and the New Jersey property tax rate
Compared with the US figure of 0.94%, the New Jersey rate is higher. Salem County has the highest rate at 2.93%, while Cape May County has the lowest at 1.22%. Based on the Census American Community Survey 5-year estimates, the figures cover 2020 to 2024 and are medians for owner-occupied homes.
Yearly bills at typical home values in New Jersey
| Home value | State median rate, 2.11% | Cape May County, 1.22% | Salem County, 2.93% |
|---|---|---|---|
| $200,000 | $4,220 | $2,440 | $5,860 |
| $300,000 | $6,330 | $3,660 | $8,790 |
| $400,000 | $8,440 | $4,880 | $11,720 |
| $500,000 | $10,550 | $6,100 | $14,650 |
The effective rate is applied to the home value. In New Jersey, the lowest county rate is in Cape May County, and the highest is in Salem County. The calculator applies the rate for your county.
Property tax rates for New Jersey counties
- under 1.72%
- 1.72% to 1.91%
- 1.91% to 2.25%
- 2.25% to 2.34%
- 2.34% and up
The highest rates in New Jersey
| County | Effective rate | Median yearly tax |
|---|---|---|
| Salem County | 2.93% | $7,018 |
| Camden County | 2.83% | $8,134 |
| Gloucester County | 2.60% | $8,055 |
| Mercer County | 2.36% | $8,909 |
| Warren County | 2.34% | $8,119 |
The lowest rates in New Jersey
| County | Effective rate | Median yearly tax |
|---|---|---|
| Cape May County | 1.22% | $5,306 |
| Bergen County | 1.60% | $10,001 |
| Ocean County | 1.65% | $6,562 |
| Monmouth County | 1.65% | $10,001 |
| Morris County | 1.72% | $10,001 |
The 21 New Jersey counties, listed alphabetically
| County | Effective rate | Median yearly tax | Median home value |
|---|---|---|---|
| Atlantic County | 2.30% | $6,776 | $295,000 |
| Bergen County | at least 1.60% | over $10,000 | $623,000 |
| Burlington County | 2.25% | $7,983 | $354,000 |
| Camden County | 2.83% | $8,134 | $287,100 |
| Cape May County | 1.22% | $5,306 | $434,600 |
| Cumberland County | 2.28% | $5,052 | $221,400 |
| Essex County | at least 1.91% | over $10,000 | $524,100 |
| Gloucester County | 2.60% | $8,055 | $310,400 |
| Hudson County | 1.77% | $9,555 | $539,700 |
| Hunterdon County | at least 1.93% | over $10,000 | $517,200 |
| Mercer County | 2.36% | $8,909 | $377,700 |
| Middlesex County | 2.10% | $9,712 | $462,900 |
| Monmouth County | at least 1.65% | over $10,000 | $606,100 |
| Morris County | at least 1.72% | over $10,000 | $582,500 |
| Ocean County | 1.65% | $6,562 | $398,400 |
| Passaic County | at least 2.18% | over $10,000 | $459,500 |
| Salem County | 2.93% | $7,018 | $239,500 |
| Somerset County | at least 1.81% | over $10,000 | $552,100 |
| Sussex County | 2.32% | $8,568 | $369,400 |
| Union County | at least 1.89% | over $10,000 | $529,200 |
| Warren County | 2.34% | $8,119 | $346,500 |
For owner-occupied homes, the median real estate taxes paid come from table B25103 and the median value from table B25077, Census American Community Survey 2020 to 2024. To find the effective rate, divide the median tax by the median value. Get every county in a CSV file.
The New Jersey homestead exemption
ANCHOR Program. For homeowners and renters, ANCHOR provides the state's main property tax relief benefit. Eligible homeowners under 65 are filed for automatically in most cases; seniors and disability-benefit recipients must file on their own.
How to apply: Filing was automatic for most eligible homeowners under 65. If you did not receive a confirmation letter, online filing of the Application for Property Tax Relief is allowed. A senior or a person receiving Social Security or Railroad Retirement disability benefits has to file Form PAS-1 either online or on paper.
The 2025 application must be filed by November 2, 2026.
Information from nj.gov
Appealing a property tax assessment in New Jersey
APPEAL BYNormally the date is April 1. A municipal revaluation or reassessment moves it to May 1, but Burlington, Gloucester and Monmouth Counties set January 15
Submit Form A-1 and Form A-1 Comp. Submit the sale to the County Board of Taxation by April 1, or by May 1 if the municipality carried out a revaluation or reassessment. In Burlington, Gloucester and Monmouth Counties, the deadline is January 15.
The County Board of Taxation holds the first hearing. A property assessed above $1,000,000 may go straight to the State Tax Court.
Information from nj.gov
Help for older homeowners in New Jersey
A $250 property tax deduction, managed by the local municipality, is available to senior citizens and disabled persons. The Senior Freeze (Property Tax Reimbursement) is another program seniors may qualify for, and they must file PAS-1 themselves.
Details provided by nj.gov
Exemptions for disabled veterans in New Jersey
For income calculations on the PAS-1 property tax relief application, leave out VA disability and military disability pension amounts, and do not report them.
Source: nj.gov
Help for homeowners with a disability
If you are a homeowner getting Social Security Disability or Railroad Retirement Disability benefits, your case is not filed automatically. They must submit the combined PAS-1 application either online or on paper to get ANCHOR.
Source: nj.gov
How New Jersey sets your home's value
Every October 1, municipalities set property values for the tax year ahead. An appeal must show the assessment sits outside the common level range, set 15% higher or lower than the district's average ratio.
Reference: nj.gov
Other New Jersey property tax rules you should know
- Three property tax relief programs receive funding in the state budget for Fiscal Year 2027: Senior Freeze, ANCHOR and Stay NJ. You can check your benefit status online as a homeowner, mobile home owner, or renter.
- Municipalities handle a range of deductions and exemptions. These include a $250 deduction for veterans, a 100% exemption for disabled veterans, and a tax deferment for active military service.
- Anyone who disagrees with the County Tax Board's decision has 45 days after the board's judgment to file an appeal with the Tax Court of New Jersey.
- You receive an added or omitted assessment when you add to your property or change it after October 1, or when your property did not appear on the tax list. You have the option to appeal it using Form AA-1.
Comparing New Jersey with other states
Compare the New Jersey rate with every state in the rates by state table. You can also check who qualifies for a homestead exemption in other states, or find the appeal deadline for each state.